Anthropic has launched Personal Finance in Claude, a beta feature that lets paying subscribers in the United States link their bank and credit card accounts to the AI assistant and ask it questions about their own spending.

The feature was announced on 5 November and is rolling out gradually to subscribers on Claude's Pro, Max and Ultra plans. It is not available on the Free, Team or Enterprise plans, and it supports only US banks, so it does not appear for users outside the United States.

Read-only by design

Accounts connect through Plaid, the financial network that links apps to banks. Users sign in to their bank inside Plaid's own screens, so Claude never asks for or sees a bank password. Access is strictly read-only: in Anthropic's words, Claude "can't move, manage, or invest your money."

For each account a user chooses to share, Claude can read the bank name, account name and type, the last four digits of the account number, balances and credit limits, and up to 24 months of transactions, including amounts, dates, merchants and categories. Users can link up to 16 banks.

What Claude can answer

With the data linked, Claude can summarise spending by category, flag recurring charges and subscriptions, and answer questions about cash flow and upcoming bills in plain language. Anthropic says conversations in the Personal Finance hub are not used to train its models, and the feature carries no ads or sponsored recommendations.

The launch follows OpenAI, which introduced account-connected personal finance tools through Plaid in May. Anthropic warns that figures can lag or be double-counted across linked accounts, and that the feature is not designed to give investment advice.